Wealth Education Strategic Content

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My expertise lies in providing in-depth wealth education, equipping forward-thinking readers with advanced financial strategies to build and preserve lasting wealth. These individuals are committed to developing, managing, and enjoying their wealth. Featured here is strategic content I’ve written primarily for middle market to large financial brands for those audiences.*

I excel in collaborating with marketing and communications leaders at recognized institutions targeting mass affluent and emerging high-net-worth readers.

Contact me about crafting strategic wealth education content for your core audiences. I’ll partner with you to design messaging that seamlessly integrates into your communications plan and drives your overall business objectives.

(* As my portfolio shows, I also offer my strategic content development solutions to select fintechs committed to inclusive finance.)

Client Testimonial

"Dahna and I have worked together on multiple projects for a financial client. Dahna has deep knowledge of the financial issues and interests of mass affluent and emerging high-net-worth people, which has made her a good fit for these projects. She is also skilled at finding academic-level data and research to support her work. And she's a strong writer who is easy and pleasant to work with. I highly recommend her for data- and research-driven financial writing, as well as any strategic content development that requires a solid understanding of your private banking and wealth management readers." —Lisa, Managing Editor, Contently

Synovus Financial Corp

Diversifying Your Portfolio with Real Estate: Pros and Cons

Explore the potential benefits and risks of adding real estate to your portfolio mix. This blog post can provide you with an informed perspective about pursuing this alternative path to growing your net worth strategically. The piece examines how investing in residential properties can generate rental income, leverage appreciation, provide tax advantages, and hedge against inflation. But, it also covers crucial drawbacks, like liquidity constraints, maintenance costs, vacancy risks, and concentration risk.

Synovus Financial Corp

Holiday Giving That Aligns With Your Goals

With concerns about recession and inflation as a backdrop to this holiday season, you may wonder whether you can give to loved ones in ways more reflective of your personal and family wealth goals. That can include saving on taxes and hedging against inflation — while remaining consistent with the values you and your gift recipient hold.

One of your values may be transferring wealth to the next generation to ensure they're prepared for the future and can weather macroeconomic shocks. Here are some ways to give the gift of economic well-being while protecting your finances.

Synovus Financial Corp

Essential Cybersecurity Tips for Protecting Your Assets

This blog post provides mass affluent and emerging HNW readers with essential tips to fortify their digital defenses and safeguard financial assets from ever-evolving cyber threats. Adopting the proactive stance of sophisticated fraudsters, the post outlines a multi-layered cybersecurity strategy - from promptly installing software updates and leveraging secure password managers, to hardening home networks with encryption and firewalls. It advocates engaging financial monitoring services, utilizing AI-driven cybersecurity programs, and promoting continuous family education on emerging risks.

Synovus Financial Corp

What is a donor advised fund?

If you have special charitable goals, you may want to consider a donor-advised fund (DAF). A DAF lets you set up charitable accounts at a variety of institutions — like community foundations, financial institutions, and national foundations — and donate money through them to your favorite causes. Here's what to know about the charitable and tax implication of establishing a DAF.

Synovus Financial Corp

Financial First Aid for Elder Fraud Victims: Helping Your Senior Overcome an Economic Crime

Financial scams targeting elders are becoming more common and harder to recognize. The Federal Trade Commission (FTC)1 reported that, in 2022, older people (60-plus) reported losing more than $1.6 billion to fraud. This is a significant increase from the $1 billion lost by older adults the previous year. There are multiple types of frauds being tried on elders, and often, they succeed. Here's what to do when your senior has been victimized by this economic crime.

Synovus Financial Corp

How to Not Outlive Your Retirement Savings

In today's world where people are living longer and future financial conditions are uncertain, a majority of them worry about running out of money in retirement. About 58% of those saving for retirement or already retired feel this fear. That's especially true for Gen X and Baby Boomers who are approaching retirement age or are already retired. To help ease these worries, an effective strategy is needed to protect retirement wealth and ensure a comfortable and secure financial future. Here's how to create one.

Synovus Financial Corp

What it Means to be Executor of a Will

It's an honor when a friend or loved one trusts you to become their estate executor. But being a will executor is a significant responsibility. It makes you their fiduciary and it can be time-consuming and expensive. It may come with emotional challenges, particularly related to dealing with the departed's remaining family. Here's how to overcome those emotional and logistical challenges.

Synovus Financial Corp

Practical Strategies for Catching Up on Retirement Savings in Your 50s

Many Americans find themselves in their 50s without enough saved for a comfortable retirement. That's because many people focused on meeting financial obligations — like raising children and paying off debt — during their 30s and 40s. It's not too late to get retirement savings on track if you apply practical some strategies to help boost them.

Synovus Financial Corp

One Key to Increasing Wealth: Setting SMART Goals

You can take many paths to increased wealth, but it helps to have a recognized and easy-to-apply framework to structure your goals. The S.M.A.R.T. framework provides the structure and accountability that can help you turn your financial intentions into tangible results. Consider using the S.M.A.R.T. strategy to achieve financial goals like saving for college, starting a business, growing your income, paying off debt, reducing your taxes, or accumulating tangible assets.

Synovus Financial Corp

Why inflation happens — and the role of the Fed

Most people know that inflation — the gradual rise in prices over time — decreases your purchasing power. And the recent bout of inflation has certainly had a profound impact on most people's purchasing power. At 8.5%,1 it's at its highest since the 1980s. This comes after price increases holding steady at the Federal Reserve's prescribed rate of a 2% annually since the Great Recession ended in 2009. What is the role of the Fed in mitigating inflation? [Note: I wrote this for the private wealth content platform for the bank's mass affluent audience.] (Image: Pexels)

How Much Money Do I Need to Retire?

While Americans estimate they need an average of $1.46 million to retire comfortably, the average amount in retirement accounts is $88,400. This gap shows they need to start planning and saving for retirement earlier. This blog post provides a step-by-step strategy for determining how much you need to retire and how to execute your retirement planning.

How to Start Saving for a House: 10 Tips to Reach Your Down Payment Savings Goal

if you want the experience of turning the key to your own front door, it starts with smart saving strategies. Developing these habits now will help you with mortgage payments later. Here are some tips for saving for a house you should consider.

How Does a Bridge Loan Work?

Homebuyers often use a bridge loan or “swing loan” to act quickly in a competitive real estate market. For instance, if you’ve found your dream home but have yet to sell your current one, a bridge loan can provide the necessary funds to proceed. Here's how they work and how to use them.

10 Credit Card Myths Debunked

Getting a credit card can be a rite of passage into adulthood. It’s a way to help build credit, earn rewards, and manage your financial life. Yet, given all the credit card myths floating around, it's confusing to understand how a card can impact your credit score. We’ve debunked ten credit card myths and misconceptions and answered your burning questions like: “Should I pay off my credit card?” or “Is carrying a balance a good idea?” Read on to learn the most common credit card score myths that can hurt your credit score and gain more knowledge of personal finance.

Best Debit Cards For Kids in 2024

It's important to teach your children early how to manage money to build wealth. But, what's the best age for them to get a debit card, what features should it have, and what should you know before handing one to your child?

Why Is Budgeting Important? 9 Reasons Explained

Budgeting is like a roadmap for your finances and can help inform your money moves. A money management strategy can guide you toward your financial goals while helping you avoid money pitfalls – it helps you clarify financial directions so you can be responsible with your money. A budget shapes both current and long-term financial decisions. By carefully tracking your income and expenses, you can spend and save responsibly, properly assess financial trade-offs, and stay focused on your goals. Here's why you need to create one now.

Can You Pay a Credit Card With a Credit Card?

When your credit card bills are due each month, you may wonder if you can pay a credit card with another credit card. While you can’t do it directly, using one credit card to pay off another through balance transfers or cash advances is possible. However, there are some considerations to understand about each strategy. (Image: Liza Summer on Pexels)

IRA vs 401(k): Which Account Will Maximize Your Retirement Savings?

When planning for a financially secure retirement, you might consider two investment vehicles: individual retirement accounts (IRAs) and 401(k)s. Both help you save for retirement, but they come with their own sets of rules and benefits. Understanding the difference between an IRA and 401(k) can help increase your retirement savings. Here's what to know.

Westfield Insurance

How to Avoid Distracted Driving

In 2020, 3,142 people were killed in motor vehicle collisions involving distracted drivers, according to the National Highway Safety Traffic Administration (NHTSA). Statistics from the Centers for Disease Control (CDC) show that nine people die daily in crashes reportedly involving distracted drivers. In most cases, mobile phones are the source of distraction. If you cause an accident, your auto insurance rates may skyrocket and you may experience significant legal problems depending on the accident's severity. So, you want to avoid distracted driving at all costs. Here's how.

Best Private Student Loans of 2024

A private student loan is a one that comes from a lender like a bank, credit union, or finance company. Since the government doesn’t issue these loans, they’re often called “non-federal student loans.” The "Best of" overviews 10 private student loan lenders who have special programs for different borrower types. •• About the Project: As an expert reviewer for this website, I substantially rewrote and updated this review, which was the equivalent of 13-15 pages of text. I used my expertise in SEO, personal finance, and U.S. politics and economics, and I provided editorial direction. A project like this takes substantial time to complete, especially when it requires multiple editor-requested revisions, and I charge by the hour to do the work. The editor was an SEO expert and said the end product met his high SEO standards for content. Click my name in the review to see why this website made me an expert. Image: Muhammadtaha Ibrahim Ma'aji on Pexels.com.

Best Debt Consolidation Loans for 2024

A debt consolidation loan combines multiple debts, like credit cards, personal loans, medical and others, into one loan. I summarize the features of each loan covered here. They may be different in your state and are subject to change frequently. So, please check the lender’s site for the updated information. In this "Best of" lender list, I also provide significant education on what debt consolidation loans are, the application process, and alternatives to debit consolidation. •• About the Project: I wrote this original "best of" from a client-provided detailed project brief that supplied SEO keywords, the lenders to review, and the required questions to answer for each lender. I extensively researched each lender and wrote the reviews. I also used my expertise in SEO, personal finance, and U.S. politics and economics in my writing, and I provided editorial direction. This project, which was the equivalent of 15 pages of text or 5,000 words, took about 30 hours to complete. The editor was an SEO expert and said the end product met his high SEO standards for content. Because of my work and extensive expertise on the two original reviews I wrote for the site, the client editor made me an expert on the site. Click my name in the review to see why this website owner made me one of its experts.

(Note: Clients pay me by the hour or word for projects like this and provide detailed project briefs.) Image: Monstera on Pexels.com.

Best Personal Loans for 2024: Reviewed and Ranked by Top Experts

A personal loan is unsecured debt offered to borrowers in a lump sum. Most personal loans come with fixed interest rates, fixed monthly payments, and fixed repayment terms. This makes personal loans a good option for borrowers who need cash but don't want t the high interest rates and unpredictable monthly payment amounts of credit cards. Choosing a personal loan can be challenging, so this "Best of" overviews 10 lenders who offer the best loan types for a borrower's situation. •• About the Project: As an expert reviewer for this website, I substantially rewrote and updated this review, which was the equivalent of 13-15 pages of text. I used my expertise in SEO, personal finance and lending, and U.S. politics and economics, and I provided editorial direction. The editor was an SEO expert and said the end product met his high SEO standards for content. Click my name in the review to see why this website made me an expert. Image: Sarah Chai on Pexels

How to Repair Your Credit in 12 Steps

A credit score is a vital number in your financial life. It’s a three-digit number between 350 and 850 that gives lenders an idea of how likely you are to repay debts. Your credit scores are calculated based on the information in your credit reports from the three major credit bureaus—Equifax, Experian, and TransUnion. This three-digit number determines whether you can get approved for credit cards, loans, mortgages, apartments, and more. Here's how to repair it and keep it good.

Best Student Loan Refinance Companies

If you want all your student debt—both federal and private loans placed into one private loan, possibly at a lower interest rate with lower monthly payments and longer to repay, then consider refinancing. •• About the Project: I wrote this original review from a client-provided detailed project brief that supplied SEO keywords and the required questions to answer for each lender. I selected the lenders to review from a spreadsheet provided to me by the marketing firm that owns the site. Then, I extensively researched each lender and wrote the reviews. I also used my expertise in SEO, personal finance, and U.S. politics and economics in my writing, and I provided editorial direction. This project, which was the equivalent of 15 pages of text or 5,000 words, took 30 hours to complete. The editor was an SEO expert and said the end product met his high SEO standards for content. Because of my work and extensive expertise on the two original reviews I wrote to the site, he made me an expert on the site. Click my name in the review to see why this website made me one of its experts.

(Note: Clients pay me by the hour or word for projects like this and provide detailed project briefs.) Image: Tima Miroshnichenko on Pexels.com.

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